PRIVACY POLICY

Last Updated: March 2026

Bird Rock Funding is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and otherwise process information in connection with our websites, mobile applications, and services (collectively, the “Services”).

1. INFORMATION WE COLLECT

We may collect information about you from various sources, including:

– Information you provide directly: When you submit a loan application, contact form, or inquire about our services, you provide personal information such as your name, email address, phone number, financial information, and credit-related data.

– Automatically collected information: When you visit our website, we may automatically collect certain information, including IP address, browser type, pages visited, and referring website, through cookies and similar technologies.

– Third-party information: We may receive information about you from lenders, credit reporting agencies, and other third parties necessary to process your loan application.

2. HOW WE USE YOUR INFORMATION

We use the information we collect for purposes including:

– Processing and evaluating your mortgage application
– Communicating with you about your loan
– Shopping rates with multiple lenders on your behalf
– Complying with legal and regulatory requirements
– Improving our Services and customer experience
– Marketing and promotional purposes (with your consent)

3. INFORMATION SHARING

We may share your information with:

– Lenders in our network to process your application
– Service providers who assist us in providing Services
– Legal and regulatory authorities as required by law

We do not sell your personal information to third parties for their marketing purposes.

4. DATA SECURITY

We implement appropriate technical, administrative, and physical safeguards to protect your information from unauthorized access, alteration, disclosure, and destruction. However, no method of transmission over the Internet is 100% secure.

5. YOUR RIGHTS

You have the right to:

– Access your personal information
– Correct inaccurate information
– Request deletion of your information (subject to legal obligations)
– Opt-out of marketing communications
– Contact us with privacy concerns

6. CONTACT US

If you have questions about this Privacy Policy or our privacy practices, please contact us at:

Bird Rock Funding
Phone: 619-927-ROCK (7625)
Email: Contact us through our website
Address: 5234 Cushman Place #300, San Diego, CA 92110

7. CHANGES TO THIS POLICY

We may update this Privacy Policy from time to time. We encourage you to review this policy periodically to stay informed about how we protect your information.

By using our Services, you acknowledge that you have read this Privacy Policy and agree to our privacy practices.